Any email message telling you that you're the beneficiary of an unclaimed bank deposit -- or which invite you to pretend to be a beneficiary -- is a guaranteed scam. It's not true, even if the scammer says that it's 100% risk free. Don't be embarrassed by hitting the delete key. Don't respond, don't be fooled, by messages like this.
From: "Oscar Stephen" email@example.com
Date: March 14, 2010 10:58:55 AM PDT
Subject: DEAR FRIEND
I apologize to you for any inconveniences caused if this mail does not meet your demands, though I do not intend to embarrass you by the contents of this very mail. I am Mr Oscar Stephen. I was the account manager to Late Engr Paul, Who was a citizen of your Country but lived and did his business here with his family. He was the CEO of Shan Properties before his sudden death along with his family. This mail is written to solicit your assistance to present you as next of kin to my Late Client. Before his sudden death, he made a fixed Deposit valued at USD7.5,million (Seven Million five hundred thousand United States Dollars Only) with my bank.
Unfortunately he lost his life aboard Egypt Air Flight 990, which crashed into the Atlantic Ocean on October31, 1999. He left no clear beneficiary as Next of Kin. The Bank here has searched for the relative’s abroad for more than four years without any success and after 10 years, no claims have been made by any of the deceased next of kin, and the money will be sent to unclaimed accounts and embezzled by the corrupt bank or government officials. It is during this bank drop that the bank did contact me as the late depositor's financial adviser to contact and present to them my late Client's next of kin so that the deposit can be paid to him or her.
This is why I have contacted you. Anybody I present to the bank as the next of kin will be accepted .Upon your acceptance, I shall give you other details for the successful claim of the fund. I have secured from the probate registry, an order of Mandamus to locate any of the deceased beneficiaries, and more so I am assuring you that this business is 100% risk free. If this proposal is acceptable by you, please endeavour to reply me with this E-mail (firstname.lastname@example.org) immediately, if not please disregard this information.
Thank you very much for your anticipated acceptance while I expect your prompt response.
Mr. Oscar Stephen